Exchange in 3 steps
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Choose how much ADA to send and enter your Stellar address on Stellar mainnet.
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Hit Exchange to open your order page with the live rate and deposit details.
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Transfer ADA to the address on your order — after confirmations, XLM is sent to your wallet automatically.
What do you need to know?
- Cardano deposits need several confirmations before the swap proceeds.
- Block times are around 20 seconds but can vary with network load.
- Use a Shelley-era Cardano address — legacy Byron formats may not be supported on all routes.
- XLM not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
Cardano — research-driven layer-1
ADA is the native token of Cardano — a proof-of-stake network focused on security and formal verification.
Sending ADA
Send native ADA on Cardano mainnet from a compatible wallet.
Leave enough ADA for the transaction fee in addition to your swap amount.
Stellar — fast payments network
XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.
XLM not visible yet?
Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.
When will XLM arrive?
Stellar settlements are usually very quick once your deposit confirms.
- Check Stellar Expert or a similar explorer with the payout tx hash.
- Confirm whether your wallet needs a destination memo for incoming funds.
- Keep a small XLM reserve if your wallet requires a minimum balance.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap ADA to XLM?
No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Cardano to Stellar swaps.
How long does ADA to XLM take?
Most swaps finish in 1–5 minutes. Timing depends on Cardano mainnet and Stellar mainnet confirmations and current network load.
Is ADA to XLM non-custodial?
Yes. You send ADA from your wallet and receive XLM directly to the address you provide — SendSwap never holds your keys.
What if I send ADA on the wrong network?
Always match the network on your order page (Cardano mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.