No KYC · Non-custodial · Private

Exchange Polygon to Ripple

Swap Polygon (MATIC) to Ripple (XRP) on XRP Ledger — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your MATIC deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much MATIC to send and enter your Ripple address on XRP Ledger.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer MATIC to the address on your order — after confirmations, XRP is sent to your wallet automatically.

    What do you need to know?

    • Polygon confirmations are usually fast — often within a minute.
    • Send MATIC on Polygon PoS mainnet only — not Ethereum or other L2s unless your order says otherwise.
    • Use a Polygon-compatible wallet and address (0x…). Leave enough MATIC for gas.
    • XRP not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Polygon — low-cost EVM layer-2

    MATIC (POL) powers Polygon — fast EVM transfers, low fees, and wide DeFi and bridge liquidity.

    MATIC on Polygon mainnet

    Use a Polygon PoS wallet for deposits. Do not send MATIC on Ethereum mainnet — wrapped versions are different assets.

    Leave enough MATIC in your wallet to cover gas on top of the swap amount.

    You receive

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    XRP payout delays

    If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.

    When will XRP arrive?

    XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.

    • Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
    • Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
    • Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Polygon (MATIC) deposit mistakes Polygon PoS tokens are not Ethereum mainnet tokens. XRP destination tags explained When a destination tag is required and what happens if it is missing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Step-by-step tutorial

    Read the full walkthrough before you send your deposit.

    Exchange Polygon to Ripple Step-by-step Exchange Polygon to Ripple guide

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    MATIC Swap Polygon (MATIC) — no KYC hub XRP Swap Ripple (XRP) — no KYC hub

    Related exchange pairs

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    Frequently asked questions

    Do I need KYC to swap MATIC to XRP?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Polygon to Ripple swaps.

    How long does MATIC to XRP take?

    Most swaps finish in 1–5 minutes. Timing depends on Polygon mainnet and XRP Ledger confirmations and current network load.

    Is MATIC to XRP non-custodial?

    Yes. You send MATIC from your wallet and receive XRP directly to the address you provide — SendSwap never holds your keys.

    What if I send MATIC on the wrong network?

    Always match the network on your order page (Polygon mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.