No KYC · Non-custodial · Private

Exchange USD Coin to Monero

Swap USD Coin (USDC) to Monero (XMR) on Monero mainnet — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your USDC deposit confirms.

Learn more about how it works →

    Start swap

    You Send
    -
    ▼
    All fees included
    Estimated rate: -
    You Get
    -
    ▼

    Exchange in 3 steps

    1. Choose how much USDC to send and enter your Monero address on Monero mainnet.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer USDC to the address on your order — after confirmations, XMR is sent to your wallet automatically.

    What do you need to know?

    • Deposits on BEP-20 on BSC follow that chain's confirmation times.
    • Send only on BEP-20 on BSC — other networks are not interchangeable.
    • Double-check the network on your order page before you send.
    • XMR not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    USD Coin on BSC

    Always match USDC on BEP-20 on BSC when you send or receive — wrong-network transfers may not be credited.

    Before you send

    Use a wallet that supports BEP-20 on BSC.

    Verify the deposit network on your order page matches your wallet.

    You receive

    Monero — private by default

    Monero uses ring signatures and one-time addresses so amounts and addresses stay confidential on-chain.

    XMR not visible yet?

    Wait for wallet sync to complete — Monero often needs several minutes to reflect incoming outputs.

    If the order lists a payout tx but your synced wallet shows nothing, contact support.

    Receiving XMR privately

    Monero payouts use one-time addresses — your wallet must finish scanning recent blocks to display the balance.

    • Use a fresh subaddress for each swap rather than reusing old receive addresses.
    • Compare your wallet block height with a public explorer before assuming a payout failed.
    • Allow extra time after the order shows sent — privacy features can delay wallet display.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    USDC Swap USD Coin (USDC) — no KYC hub XMR Swap Monero (XMR) — no KYC hub

    Related exchange pairs

    XMR → USDC Swap Monero to USD Coin instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. USDC → BTC Swap USD Coin to Bitcoin instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. USDC → ETH Swap USD Coin to Ethereum instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. USDC → USDT Swap USD Coin to Tether instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. USDC → USDT Swap USD Coin to Tether instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. USDC → USDC Swap USD Coin to USD Coin instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. USDC → SOL Swap USD Coin to Solana instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. USDC → ZEC Swap USD Coin to Zcash instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. USDC → BNB Swap USD Coin to BNB instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. USDC → LTC Swap USD Coin to Litecoin instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. USDC → XRP Swap USD Coin to Ripple instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. USDC → TRX Swap USD Coin to Tron instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees.

    Frequently asked questions

    Do I need KYC to swap USDC to XMR?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for USD Coin to Monero swaps.

    How long does USDC to XMR take?

    Most swaps finish in 1–5 minutes. Timing depends on BEP-20 on BSC and Monero mainnet confirmations and current network load.

    Is USDC to XMR non-custodial?

    Yes. You send USDC from your wallet and receive XMR directly to the address you provide — SendSwap never holds your keys.

    What if I send USDC on the wrong network?

    Always match the network on your order page (BEP-20 on BSC for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.