No KYC · Non-custodial · Private

Exchange USD Coin to Ripple

Swap USD Coin (USDC) to Ripple (XRP) on XRP Ledger — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your USDC deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much USDC to send and enter your Ripple address on XRP Ledger.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer USDC to the address on your order — after confirmations, XRP is sent to your wallet automatically.

    What do you need to know?

    • ERC-20 USDC follows Ethereum confirmation times.
    • Send USDC on Ethereum mainnet only for this route — not Polygon, Base, or Solana USDC.
    • Leave ETH in your wallet for gas when sending USDC.
    • XRP not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    USD Coin — regulated dollar stablecoin

    USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers — always use ERC-20 on Ethereum unless stated otherwise.

    USDC on Ethereum mainnet

    Use an ERC-20 compatible Ethereum address. L2 USDC is a different asset on-chain.

    Gas fees apply to token transfers — ensure sufficient ETH balance.

    You receive

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    XRP payout delays

    If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.

    When will XRP arrive?

    XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.

    • Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
    • Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
    • Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. XRP destination tags explained When a destination tag is required and what happens if it is missing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Step-by-step tutorial

    Read the full walkthrough before you send your deposit.

    Exchange USD Coin to Ripple Step-by-step Exchange USD Coin to Ripple guide

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    USDC Swap USD Coin (USDC) — no KYC hub XRP Swap Ripple (XRP) — no KYC hub

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    Frequently asked questions

    Do I need KYC to swap USDC to XRP?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for USD Coin to Ripple swaps.

    How long does USDC to XRP take?

    Most swaps finish in 1–5 minutes. Timing depends on ERC-20 on Ethereum and XRP Ledger confirmations and current network load.

    Is USDC to XRP non-custodial?

    Yes. You send USDC from your wallet and receive XRP directly to the address you provide — SendSwap never holds your keys.

    What if I send USDC on the wrong network?

    Always match the network on your order page (ERC-20 on Ethereum for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.