No KYC · Non-custodial · Private

Exchange Tether to Ripple

Swap Tether (USDT) to Ripple (XRP) on XRP Ledger — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your USDT deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much USDT to send and enter your Ripple address on XRP Ledger.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer USDT to the address on your order — after confirmations, XRP is sent to your wallet automatically.

    What do you need to know?

    • Deposits on ERC-20 on Arbitrum follow that chain's confirmation times.
    • Send only on ERC-20 on Arbitrum — other networks are not interchangeable.
    • Double-check the network on your order page before you send.
    • XRP not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Tether on Arbitrum

    Always match USDT on ERC-20 on Arbitrum when you send or receive — wrong-network transfers may not be credited.

    Before you send

    Use a wallet that supports ERC-20 on Arbitrum.

    Verify the deposit network on your order page matches your wallet.

    You receive

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    XRP payout delays

    If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.

    When will XRP arrive?

    XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.

    • Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
    • Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
    • Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Arbitrum vs Ethereum mainnet Arbitrum assets are not interchangeable with Ethereum L1 deposits. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. XRP destination tags explained When a destination tag is required and what happens if it is missing.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    USDT Swap Tether (USDT) — no KYC hub XRP Swap Ripple (XRP) — no KYC hub

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    Frequently asked questions

    Do I need KYC to swap USDT to XRP?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Tether to Ripple swaps.

    How long does USDT to XRP take?

    Most swaps finish in 1–5 minutes. Timing depends on ERC-20 on Arbitrum and XRP Ledger confirmations and current network load.

    Is USDT to XRP non-custodial?

    Yes. You send USDT from your wallet and receive XRP directly to the address you provide — SendSwap never holds your keys.

    What if I send USDT on the wrong network?

    Always match the network on your order page (ERC-20 on Arbitrum for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.