No KYC · Non-custodial · Private

Exchange Tether to Stellar

Swap Tether (USDT) to Stellar (XLM) on Stellar mainnet — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your USDT deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much USDT to send and enter your Stellar address on Stellar mainnet.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer USDT to the address on your order — after confirmations, XLM is sent to your wallet automatically.

    What do you need to know?

    • Deposits on SPL on Solana follow that chain's confirmation times.
    • Send only on SPL on Solana — other networks are not interchangeable.
    • Double-check the network on your order page before you send.
    • XLM not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Tether on Solana

    Always match USDT on SPL on Solana when you send or receive — wrong-network transfers may not be credited.

    Before you send

    Use a wallet that supports SPL on Solana.

    Verify the deposit network on your order page matches your wallet.

    You receive

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    USDT Swap Tether (USDT) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

    Related exchange pairs

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    Frequently asked questions

    Do I need KYC to swap USDT to XLM?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Tether to Stellar swaps.

    How long does USDT to XLM take?

    Most swaps finish in 1–5 minutes. Timing depends on SPL on Solana and Stellar mainnet confirmations and current network load.

    Is USDT to XLM non-custodial?

    Yes. You send USDT from your wallet and receive XLM directly to the address you provide — SendSwap never holds your keys.

    What if I send USDT on the wrong network?

    Always match the network on your order page (SPL on Solana for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.