Exchange in 3 steps
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Choose how much XTZ to send and enter your USD Coin address on ERC-20 on Polygon.
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Hit Exchange to open your order page with the live rate and deposit details.
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Transfer XTZ to the address on your order — after confirmations, USDC is sent to your wallet automatically.
What do you need to know?
- Deposits on Tezos mainnet follow that chain's confirmation times.
- Network congestion can occasionally delay inclusion — check status if stuck.
- Send only XTZ on Tezos mainnet to the address on your order page.
- USDC not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
Tezos
Always match XTZ on Tezos mainnet when you send or receive — wrong-network transfers may not be credited.
Before you send
Use a wallet that supports Tezos mainnet.
Verify the deposit network on your order page matches your wallet.
USD Coin on Polygon
Always match USDC on ERC-20 on Polygon when you send or receive — wrong-network transfers may not be credited.
Receiving USDC
Your wallet must be on ERC-20 on Polygon.
Allow a few minutes after the order shows sent before opening support.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap XTZ to USDC?
No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Tezos to USD Coin swaps.
How long does XTZ to USDC take?
Most swaps finish in 1–5 minutes. Timing depends on Tezos mainnet and ERC-20 on Polygon confirmations and current network load.
Is XTZ to USDC non-custodial?
Yes. You send XTZ from your wallet and receive USDC directly to the address you provide — SendSwap never holds your keys.
What if I send XTZ on the wrong network?
Always match the network on your order page (Tezos mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.