Exchange in 3 steps
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Choose how much ZEC to send and enter your Ripple address on XRP Ledger.
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Hit Exchange to open your order page with the live rate and deposit details.
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Transfer ZEC to the address on your order — after confirmations, XRP is sent to your wallet automatically.
What do you need to know?
- Zcash confirmations follow mainnet block times — usually a few minutes.
- Transparent (t-) and shielded (z-) addresses are not interchangeable — use the type your order specifies.
- Shielded payouts may take longer to appear depending on wallet support.
- XRP not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
Zcash — optional shielded privacy
ZEC supports transparent and shielded addresses — pick the receive format your wallet actually supports.
Transparent vs shielded ZEC
Sending to the wrong address type is a common failure mode.
If unsure, ask support which format your order uses before broadcasting.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
XRP payout delays
If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.
When will XRP arrive?
XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.
- Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
- Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
- Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Step-by-step tutorial
Read the full walkthrough before you send your deposit.
Exchange Zcash to Ripple Step-by-step Exchange Zcash to Ripple guideCoin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap ZEC to XRP?
No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Zcash to Ripple swaps.
How long does ZEC to XRP take?
Most swaps finish in 1–5 minutes. Timing depends on Zcash mainnet and XRP Ledger confirmations and current network load.
Is ZEC to XRP non-custodial?
Yes. You send ZEC from your wallet and receive XRP directly to the address you provide — SendSwap never holds your keys.
What if I send ZEC on the wrong network?
Always match the network on your order page (Zcash mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.