No KYC · Non-custodial · Private

Exchange Tether to Stellar

Swap Tether (USDT) to Stellar (XLM) on Stellar mainnet — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your USDT deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much USDT to send and enter your Stellar address on Stellar mainnet.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer USDT to the address on your order — after confirmations, XLM is sent to your wallet automatically.

    What do you need to know?

    • TRC-20 USDT confirms quickly on Tron — usually within a minute or two.
    • Never send USDT on the wrong network. TRC-20, ERC-20, and other variants are not interchangeable.
    • Keep a small TRX balance in your wallet to pay Tron energy/bandwidth for TRC-20 sends.
    • XLM not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Tether — dollar-pegged stablecoin

    USDT tracks the US dollar and is widely used for trading and transfers — always match the correct chain (TRC-20, ERC-20, etc.).

    USDT network mismatch

    The most common error is sending ERC-20 USDT to a TRC-20 address or vice versa.

    Double-check the network badge on your order before sending.

    You receive

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. TRC-20 energy & bandwidth Why TRC-20 transfers fail when energy or bandwidth runs out. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    USDT Swap Tether (USDT) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

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    Frequently asked questions

    Do I need KYC to swap USDT to XLM?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Tether to Stellar swaps.

    How long does USDT to XLM take?

    Most swaps finish in 1–5 minutes. Timing depends on TRC-20 on Tron and Stellar mainnet confirmations and current network load.

    Is USDT to XLM non-custodial?

    Yes. You send USDT from your wallet and receive XLM directly to the address you provide — SendSwap never holds your keys.

    What if I send USDT on the wrong network?

    Always match the network on your order page (TRC-20 on Tron for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.