Exchange in 3 steps
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Choose how much XLM to send and enter your Tether address on TRC-20 on Tron.
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Hit Exchange to open your order page with the live rate and deposit details.
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Transfer XLM to the address on your order — after confirmations, USDT is sent to your wallet automatically.
What do you need to know?
- Stellar confirmations are typically very fast — often within seconds.
- A minimum XLM balance may be required to activate or maintain your Stellar account.
- Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
- USDT not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
Stellar — fast payments network
XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.
Sending XLM on Stellar
Send native XLM on Stellar mainnet from a compatible wallet.
If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.
Tether — dollar-pegged stablecoin
USDT tracks the US dollar and is widely used for trading and transfers — always match the correct chain (TRC-20, ERC-20, etc.).
Receiving USDT on the correct chain
Your wallet must support the exact USDT network listed on the order.
If funds were sent on the wrong chain, recovery may not be possible — verify before you send.
When will USDT arrive?
Most TRC-20 payouts land within minutes once your deposit confirms.
- Check the order page for a payout transaction hash before opening a support ticket.
- Refresh or resync your wallet if the balance has not updated after a few minutes.
- Tron confirmations are typically much faster than Bitcoin or Ethereum mainnet.
Why traders swap into USDT
USDT offers dollar-like stability without leaving crypto — useful between trades or during volatile markets.
TRC-20 USDT on Tron keeps transfer fees low, making it a common destination after swapping from BTC, ETH, or alt L1s.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap XLM to USDT?
No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Stellar to Tether swaps.
How long does XLM to USDT take?
Most swaps finish in 1–5 minutes. Timing depends on Stellar mainnet and TRC-20 on Tron confirmations and current network load.
Is XLM to USDT non-custodial?
Yes. You send XLM from your wallet and receive USDT directly to the address you provide — SendSwap never holds your keys.
What if I send XLM on the wrong network?
Always match the network on your order page (Stellar mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.