No KYC · Non-custodial · Private

Exchange Stellar to Tether

Swap Stellar (XLM) to Tether (USDT) on ERC-20 on Ethereum — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your XLM deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much XLM to send and enter your Tether address on ERC-20 on Ethereum.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer XLM to the address on your order — after confirmations, USDT is sent to your wallet automatically.

    What do you need to know?

    • Stellar confirmations are typically very fast — often within seconds.
    • A minimum XLM balance may be required to activate or maintain your Stellar account.
    • Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
    • USDT not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    Sending XLM on Stellar

    Send native XLM on Stellar mainnet from a compatible wallet.

    If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.

    You receive

    Tether — dollar-pegged stablecoin

    USDT on Ethereum (ERC-20) is widely used in DeFi — send only on Ethereum mainnet.

    Receiving ERC-20 USDT

    Your wallet must be on Ethereum mainnet with the USDT token visible.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Ethereum gas & gwei for swaps How gas spikes affect deposit cost and confirmation speed. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XLM Swap Stellar (XLM) — no KYC hub USDT Swap Tether (USDT) — no KYC hub

    Related exchange pairs

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    Frequently asked questions

    Do I need KYC to swap XLM to USDT?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Stellar to Tether swaps.

    How long does XLM to USDT take?

    Most swaps finish in 1–5 minutes. Timing depends on Stellar mainnet and ERC-20 on Ethereum confirmations and current network load.

    Is XLM to USDT non-custodial?

    Yes. You send XLM from your wallet and receive USDT directly to the address you provide — SendSwap never holds your keys.

    What if I send XLM on the wrong network?

    Always match the network on your order page (Stellar mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.