No KYC · Non-custodial · Private

Exchange Stellar to Ripple

Swap Stellar (XLM) to Ripple (XRP) on XRP Ledger — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your XLM deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much XLM to send and enter your Ripple address on XRP Ledger.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer XLM to the address on your order — after confirmations, XRP is sent to your wallet automatically.

    What do you need to know?

    • Stellar confirmations are typically very fast — often within seconds.
    • A minimum XLM balance may be required to activate or maintain your Stellar account.
    • Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
    • XRP not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    Sending XLM on Stellar

    Send native XLM on Stellar mainnet from a compatible wallet.

    If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.

    You receive

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    XRP payout delays

    If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.

    When will XRP arrive?

    XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.

    • Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
    • Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
    • Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    XRP destination tags explained When a destination tag is required and what happens if it is missing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page. How to track swap order status Use your exchange ID and read each status on the order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XLM Swap Stellar (XLM) — no KYC hub XRP Swap Ripple (XRP) — no KYC hub

    Related exchange pairs

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    Frequently asked questions

    Do I need KYC to swap XLM to XRP?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Stellar to Ripple swaps.

    How long does XLM to XRP take?

    Most swaps finish in 1–5 minutes. Timing depends on Stellar mainnet and XRP Ledger confirmations and current network load.

    Is XLM to XRP non-custodial?

    Yes. You send XLM from your wallet and receive XRP directly to the address you provide — SendSwap never holds your keys.

    What if I send XLM on the wrong network?

    Always match the network on your order page (Stellar mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.