No KYC · Non-custodial · Private

Exchange Ripple to Stellar

Swap Ripple (XRP) to Stellar (XLM) on Stellar mainnet — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your XRP deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much XRP to send and enter your Stellar address on Stellar mainnet.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer XRP to the address on your order — after confirmations, XLM is sent to your wallet automatically.

    What do you need to know?

    • XRP Ledger confirmations are typically very fast — often seconds.
    • If your receiving account requires a destination tag, enter it exactly on the order form.
    • Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
    • XLM not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    Destination tags on XRP

    Exchanges and custodial wallets often require a destination tag — missing tags delay or complicate crediting.

    Self-custody addresses may not need a tag; check what your wallet provider expects.

    You receive

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    XRP destination tags explained When a destination tag is required and what happens if it is missing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page. How to track swap order status Use your exchange ID and read each status on the order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XRP Swap Ripple (XRP) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

    Related exchange pairs

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    Frequently asked questions

    Do I need KYC to swap XRP to XLM?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Ripple to Stellar swaps.

    How long does XRP to XLM take?

    Most swaps finish in 1–5 minutes. Timing depends on XRP Ledger and Stellar mainnet confirmations and current network load.

    Is XRP to XLM non-custodial?

    Yes. You send XRP from your wallet and receive XLM directly to the address you provide — SendSwap never holds your keys.

    What if I send XRP on the wrong network?

    Always match the network on your order page (XRP Ledger for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.