No KYC · Non-custodial · Private

Exchange Ripple to Monero

Swap Ripple (XRP) to Monero (XMR) on Monero mainnet — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your XRP deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much XRP to send and enter your Monero address on Monero mainnet.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer XRP to the address on your order — after confirmations, XMR is sent to your wallet automatically.

    What do you need to know?

    • XRP Ledger confirmations are typically very fast — often seconds.
    • If your receiving account requires a destination tag, enter it exactly on the order form.
    • Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
    • XMR not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    Destination tags on XRP

    Exchanges and custodial wallets often require a destination tag — missing tags delay or complicate crediting.

    Self-custody addresses may not need a tag; check what your wallet provider expects.

    You receive

    Monero — private by default

    Monero uses ring signatures and one-time addresses so amounts and addresses stay confidential on-chain.

    XMR not visible yet?

    Wait for wallet sync to complete — Monero often needs several minutes to reflect incoming outputs.

    If the order lists a payout tx but your synced wallet shows nothing, contact support.

    Receiving XMR privately

    Monero payouts use one-time addresses — your wallet must finish scanning recent blocks to display the balance.

    • Use a fresh subaddress for each swap rather than reusing old receive addresses.
    • Compare your wallet block height with a public explorer before assuming a payout failed.
    • Allow extra time after the order shows sent — privacy features can delay wallet display.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    XRP destination tags explained When a destination tag is required and what happens if it is missing. Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

    All swap safety guides

    Step-by-step tutorial

    Read the full walkthrough before you send your deposit.

    Exchange Ripple to Monero Step-by-step Exchange Ripple to Monero guide

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XRP Swap Ripple (XRP) — no KYC hub XMR Swap Monero (XMR) — no KYC hub

    Related exchange pairs

    XMR → XRP Exchange Monero to XRP with transparent rates and no registration — top rates, complete in minutes. XRP → BTC Swap XRP to Bitcoin instantly — automated routing, no KYC — top rates, complete in minutes. XRP → ETH Convert XRP to Ethereum on mainnet — fast, private, no sign-up — top rates, complete in minutes. XRP → USDT Exchange XRP for USDT (TRC-20) — competitive rates, no registration — top rates, complete in minutes. XRP → USDT Swap Ripple to Tether instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. XRP → USDC Swap Ripple to USD Coin instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. XRP → SOL Swap XRP to Solana — non-custodial with clear live rates — top rates, complete in minutes. XRP → ZEC Swap Ripple to Zcash instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. XRP → LTC Swap Ripple to Litecoin instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. XRP → TRX Swap Ripple to Tron instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. XRP → DOGE Swap Ripple to Dogecoin instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. XRP → ADA Swap Ripple to Cardano instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees.

    Frequently asked questions

    Do I need KYC to swap XRP to XMR?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Ripple to Monero swaps.

    How long does XRP to XMR take?

    Most swaps finish in 1–5 minutes. Timing depends on XRP Ledger and Monero mainnet confirmations and current network load.

    Is XRP to XMR non-custodial?

    Yes. You send XRP from your wallet and receive XMR directly to the address you provide — SendSwap never holds your keys.

    What if I send XRP on the wrong network?

    Always match the network on your order page (XRP Ledger for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.