Exchange in 3 steps
-
Choose how much XRP to send and enter your Cardano address on Cardano mainnet.
-
Hit Exchange to open your order page with the live rate and deposit details.
-
Transfer XRP to the address on your order — after confirmations, ADA is sent to your wallet automatically.
What do you need to know?
- XRP Ledger confirmations are typically very fast — often seconds.
- If your receiving account requires a destination tag, enter it exactly on the order form.
- Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
- ADA not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
Destination tags on XRP
Exchanges and custodial wallets often require a destination tag — missing tags delay or complicate crediting.
Self-custody addresses may not need a tag; check what your wallet provider expects.
Cardano — research-driven layer-1
ADA is the native token of Cardano — a proof-of-stake network focused on security and formal verification.
ADA payout delays
Resync your Cardano wallet if the order shows a sent transaction but balance is unchanged.
When will ADA arrive?
Cardano block times are around 20 seconds — payouts typically follow within several blocks.
- Use a Shelley-era Cardano address compatible with your wallet.
- Check a Cardano explorer with the payout tx hash from your order page.
- Allow a few extra minutes if your wallet is still syncing the latest epoch.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Step-by-step tutorial
Read the full walkthrough before you send your deposit.
Exchange Ripple to Cardano Step-by-step Exchange Ripple to Cardano guideCoin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap XRP to ADA?
No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Ripple to Cardano swaps.
How long does XRP to ADA take?
Most swaps finish in 1–5 minutes. Timing depends on XRP Ledger and Cardano mainnet confirmations and current network load.
Is XRP to ADA non-custodial?
Yes. You send XRP from your wallet and receive ADA directly to the address you provide — SendSwap never holds your keys.
What if I send XRP on the wrong network?
Always match the network on your order page (XRP Ledger for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.