No KYC · Non-custodial · Private

Exchange Ripple to Tether

Swap Ripple (XRP) to Tether (USDT) on ERC-20 on Ethereum — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your XRP deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much XRP to send and enter your Tether address on ERC-20 on Ethereum.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer XRP to the address on your order — after confirmations, USDT is sent to your wallet automatically.

    What do you need to know?

    • XRP Ledger confirmations are typically very fast — often seconds.
    • If your receiving account requires a destination tag, enter it exactly on the order form.
    • Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
    • USDT not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    Destination tags on XRP

    Exchanges and custodial wallets often require a destination tag — missing tags delay or complicate crediting.

    Self-custody addresses may not need a tag; check what your wallet provider expects.

    You receive

    Tether — dollar-pegged stablecoin

    USDT on Ethereum (ERC-20) is widely used in DeFi — send only on Ethereum mainnet.

    Receiving ERC-20 USDT

    Your wallet must be on Ethereum mainnet with the USDT token visible.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    XRP destination tags explained When a destination tag is required and what happens if it is missing. USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Ethereum gas & gwei for swaps How gas spikes affect deposit cost and confirmation speed. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first.

    All swap safety guides

    Step-by-step tutorial

    Read the full walkthrough before you send your deposit.

    Exchange Ripple to Tether Step-by-step Exchange Ripple to Tether guide

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XRP Swap Ripple (XRP) — no KYC hub USDT Swap Tether (USDT) — no KYC hub

    Related exchange pairs

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    Frequently asked questions

    Do I need KYC to swap XRP to USDT?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Ripple to Tether swaps.

    How long does XRP to USDT take?

    Most swaps finish in 1–5 minutes. Timing depends on XRP Ledger and ERC-20 on Ethereum confirmations and current network load.

    Is XRP to USDT non-custodial?

    Yes. You send XRP from your wallet and receive USDT directly to the address you provide — SendSwap never holds your keys.

    What if I send XRP on the wrong network?

    Always match the network on your order page (XRP Ledger for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.