No KYC · Non-custodial · Private

Exchange Monero to Ripple

Swap Monero (XMR) to Ripple (XRP) on XRP Ledger — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your XMR deposit confirms.

Learn more about how it works →

    Start swap

    You Send
    -
    ▼
    All fees included
    Estimated rate: -
    You Get
    -
    ▼

    Exchange in 3 steps

    1. Choose how much XMR to send and enter your Ripple address on XRP Ledger.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer XMR to the address on your order — after confirmations, XRP is sent to your wallet automatically.

    What do you need to know?

    • Monero requires confirmations before funds are considered final — wallet sync matters.
    • Allow time for your Monero wallet to scan new blocks after receipt.
    • Use a fresh subaddress for each swap. Avoid reusing old XMR receive addresses.
    • XRP not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Monero — private by default

    Monero uses ring signatures and one-time addresses so amounts and addresses stay confidential on-chain.

    Monero wallet sync

    An out-of-sync wallet may not display incoming funds even after the order shows a payout.

    Compare your wallet block height with a public Monero explorer before opening a support ticket.

    You receive

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    XRP payout delays

    If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.

    When will XRP arrive?

    XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.

    • Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
    • Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
    • Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. XRP destination tags explained When a destination tag is required and what happens if it is missing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

    All swap safety guides

    Step-by-step tutorial

    Read the full walkthrough before you send your deposit.

    Exchange Monero to Ripple Step-by-step Exchange Monero to Ripple guide

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XMR Swap Monero (XMR) — no KYC hub XRP Swap Ripple (XRP) — no KYC hub

    Related exchange pairs

    XRP → XMR Exchange XRP for Monero privately — no account, no KYC, wallet-to-wallet — top rates, complete in minutes. XMR → BTC Exchange Monero to Bitcoin privately — no account, no KYC — top rates, complete in minutes. XMR → ETH Swap XMR to ETH on Ethereum mainnet — non-custodial and fast — top rates, complete in minutes. XMR → USDT Swap Monero to Tether instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. XMR → USDT Swap Monero to Tether instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. XMR → USDC Swap Monero to USD Coin instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. XMR → SOL Swap Monero to Solana instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. XMR → ZEC Move from Monero to Zcash — privacy-focused coins, no registration — top rates, complete in minutes. XMR → BNB Exchange XMR to BNB on BSC — non-custodial and registration-free — top rates, complete in minutes. XMR → LTC Convert Monero to Litecoin with automated processing and clear rates — top rates, complete in minutes. XMR → TRX Convert Monero to TRX on Tron — non-custodial, no account required — top rates, complete in minutes. XMR → DOGE Swap Monero to Dogecoin — private XMR exit, no KYC — top rates, complete in minutes.

    Frequently asked questions

    Do I need KYC to swap XMR to XRP?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Monero to Ripple swaps.

    How long does XMR to XRP take?

    Most swaps finish in 1–5 minutes. Timing depends on Monero mainnet and XRP Ledger confirmations and current network load.

    Is XMR to XRP non-custodial?

    Yes. You send XMR from your wallet and receive XRP directly to the address you provide — SendSwap never holds your keys.

    What if I send XMR on the wrong network?

    Always match the network on your order page (Monero mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.