No KYC · Non-custodial · Private

Exchange Monero to Tether

Swap Monero (XMR) to Tether (USDT) on ERC-20 on Ethereum — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your XMR deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much XMR to send and enter your Tether address on ERC-20 on Ethereum.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer XMR to the address on your order — after confirmations, USDT is sent to your wallet automatically.

    What do you need to know?

    • Monero requires confirmations before funds are considered final — wallet sync matters.
    • Allow time for your Monero wallet to scan new blocks after receipt.
    • Use a fresh subaddress for each swap. Avoid reusing old XMR receive addresses.
    • USDT not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Monero — private by default

    Monero uses ring signatures and one-time addresses so amounts and addresses stay confidential on-chain.

    Monero wallet sync

    An out-of-sync wallet may not display incoming funds even after the order shows a payout.

    Compare your wallet block height with a public Monero explorer before opening a support ticket.

    You receive

    Tether — dollar-pegged stablecoin

    USDT on Ethereum (ERC-20) is widely used in DeFi — send only on Ethereum mainnet.

    Receiving ERC-20 USDT

    Your wallet must be on Ethereum mainnet with the USDT token visible.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Ethereum gas & gwei for swaps How gas spikes affect deposit cost and confirmation speed. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first.

    All swap safety guides

    Step-by-step tutorial

    Read the full walkthrough before you send your deposit.

    Exchange Monero to Tether Step-by-step Exchange Monero to Tether guide

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XMR Swap Monero (XMR) — no KYC hub USDT Swap Tether (USDT) — no KYC hub

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    Frequently asked questions

    Do I need KYC to swap XMR to USDT?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Monero to Tether swaps.

    How long does XMR to USDT take?

    Most swaps finish in 1–5 minutes. Timing depends on Monero mainnet and ERC-20 on Ethereum confirmations and current network load.

    Is XMR to USDT non-custodial?

    Yes. You send XMR from your wallet and receive USDT directly to the address you provide — SendSwap never holds your keys.

    What if I send XMR on the wrong network?

    Always match the network on your order page (Monero mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.