No KYC · Non-custodial · Private

Exchange Monero to USD Coin

Swap Monero (XMR) to USD Coin (USDC) on ERC-20 on Ethereum — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your XMR deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much XMR to send and enter your USD Coin address on ERC-20 on Ethereum.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer XMR to the address on your order — after confirmations, USDC is sent to your wallet automatically.

    What do you need to know?

    • Monero requires confirmations before funds are considered final — wallet sync matters.
    • Allow time for your Monero wallet to scan new blocks after receipt.
    • Use a fresh subaddress for each swap. Avoid reusing old XMR receive addresses.
    • USDC not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Monero — private by default

    Monero uses ring signatures and one-time addresses so amounts and addresses stay confidential on-chain.

    Monero wallet sync

    An out-of-sync wallet may not display incoming funds even after the order shows a payout.

    Compare your wallet block height with a public Monero explorer before opening a support ticket.

    You receive

    USD Coin — regulated dollar stablecoin

    USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers — always use ERC-20 on Ethereum unless stated otherwise.

    USDC not credited?

    Verify your wallet is on Ethereum mainnet and the token contract matches official USDC on Ethereum.

    When will USDC arrive?

    ERC-20 USDC payouts follow Ethereum block times — usually minutes after your deposit confirms.

    • Confirm your wallet is set to Ethereum mainnet, not Polygon, Base, or another L2.
    • Add the official USDC token contract in your wallet if the balance does not appear automatically.
    • Check the payout tx hash on Etherscan if your wallet shows no incoming transfer.

    Why traders swap into USDC

    USDC is widely used in DeFi and on exchanges that prefer a regulated dollar stablecoin.

    On Ethereum mainnet it pairs naturally with ETH gas and most ERC-20 trading pairs.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Step-by-step tutorial

    Read the full walkthrough before you send your deposit.

    Exchange Monero to USD Coin Step-by-step Exchange Monero to USD Coin guide

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XMR Swap Monero (XMR) — no KYC hub USDC Swap USD Coin (USDC) — no KYC hub

    Related exchange pairs

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    Frequently asked questions

    Do I need KYC to swap XMR to USDC?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Monero to USD Coin swaps.

    How long does XMR to USDC take?

    Most swaps finish in 1–5 minutes. Timing depends on Monero mainnet and ERC-20 on Ethereum confirmations and current network load.

    Is XMR to USDC non-custodial?

    Yes. You send XMR from your wallet and receive USDC directly to the address you provide — SendSwap never holds your keys.

    What if I send XMR on the wrong network?

    Always match the network on your order page (Monero mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.