No KYC · Non-custodial · Private

Exchange Zcash to Stellar

Swap Zcash (ZEC) to Stellar (XLM) on Stellar mainnet — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your ZEC deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much ZEC to send and enter your Stellar address on Stellar mainnet.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer ZEC to the address on your order — after confirmations, XLM is sent to your wallet automatically.

    What do you need to know?

    • Zcash confirmations follow mainnet block times — usually a few minutes.
    • Transparent (t-) and shielded (z-) addresses are not interchangeable — use the type your order specifies.
    • Shielded payouts may take longer to appear depending on wallet support.
    • XLM not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Zcash — optional shielded privacy

    ZEC supports transparent and shielded addresses — pick the receive format your wallet actually supports.

    Transparent vs shielded ZEC

    Sending to the wrong address type is a common failure mode.

    If unsure, ask support which format your order uses before broadcasting.

    You receive

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    Zcash transparent vs shielded t-addr vs z-addr — send and receive the type your order expects. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page. How to track swap order status Use your exchange ID and read each status on the order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    ZEC Swap Zcash (ZEC) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

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    Frequently asked questions

    Do I need KYC to swap ZEC to XLM?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Zcash to Stellar swaps.

    How long does ZEC to XLM take?

    Most swaps finish in 1–5 minutes. Timing depends on Zcash mainnet and Stellar mainnet confirmations and current network load.

    Is ZEC to XLM non-custodial?

    Yes. You send ZEC from your wallet and receive XLM directly to the address you provide — SendSwap never holds your keys.

    What if I send ZEC on the wrong network?

    Always match the network on your order page (Zcash mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.