No KYC · Non-custodial · Private

Exchange Polygon to Stellar

Swap Polygon (MATIC) to Stellar (XLM) on Stellar mainnet — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your MATIC deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much MATIC to send and enter your Stellar address on Stellar mainnet.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer MATIC to the address on your order — after confirmations, XLM is sent to your wallet automatically.

    What do you need to know?

    • Polygon confirmations are usually fast — often within a minute.
    • Send MATIC on Polygon PoS mainnet only — not Ethereum or other L2s unless your order says otherwise.
    • Use a Polygon-compatible wallet and address (0x…). Leave enough MATIC for gas.
    • XLM not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Polygon — low-cost EVM layer-2

    MATIC (POL) powers Polygon — fast EVM transfers, low fees, and wide DeFi and bridge liquidity.

    MATIC on Polygon mainnet

    Use a Polygon PoS wallet for deposits. Do not send MATIC on Ethereum mainnet — wrapped versions are different assets.

    Leave enough MATIC in your wallet to cover gas on top of the swap amount.

    You receive

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Polygon (MATIC) deposit mistakes Polygon PoS tokens are not Ethereum mainnet tokens. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    MATIC Swap Polygon (MATIC) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

    Related exchange pairs

    XLM → MATIC Swap Stellar to Polygon instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. MATIC → BTC Convert MATIC to Bitcoin instantly — non-custodial, competitive rates — top rates, complete in minutes. MATIC → XMR Swap Polygon MATIC for Monero — MATIC to XMR, no account required — top rates, complete in minutes. MATIC → ETH Swap MATIC for Ethereum mainnet — automated EVM routing, no sign-up — top rates, complete in minutes. MATIC → USDT Swap MATIC for USDT (TRC-20) — cash out to stablecoin, no registration — top rates, complete in minutes. MATIC → USDT Swap Polygon to Tether instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. MATIC → USDC Swap Polygon to USD Coin instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. MATIC → SOL Swap Polygon to Solana instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. MATIC → ZEC Swap Polygon to Zcash instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. MATIC → BNB Swap Polygon to BNB instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. MATIC → LTC Swap Polygon to Litecoin instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees. MATIC → XRP Swap Polygon to Ripple instantly — top rates, complete in minutes, no registration, no KYC, and no hidden fees.

    Frequently asked questions

    Do I need KYC to swap MATIC to XLM?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Polygon to Stellar swaps.

    How long does MATIC to XLM take?

    Most swaps finish in 1–5 minutes. Timing depends on Polygon mainnet and Stellar mainnet confirmations and current network load.

    Is MATIC to XLM non-custodial?

    Yes. You send MATIC from your wallet and receive XLM directly to the address you provide — SendSwap never holds your keys.

    What if I send MATIC on the wrong network?

    Always match the network on your order page (Polygon mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.