No KYC · Non-custodial · Private

Exchange Stellar to Polygon

Swap Stellar (XLM) to Polygon (MATIC) on Polygon mainnet — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your XLM deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much XLM to send and enter your Polygon address on Polygon mainnet.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer XLM to the address on your order — after confirmations, MATIC is sent to your wallet automatically.

    What do you need to know?

    • Stellar confirmations are typically very fast — often within seconds.
    • A minimum XLM balance may be required to activate or maintain your Stellar account.
    • Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
    • MATIC not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    Sending XLM on Stellar

    Send native XLM on Stellar mainnet from a compatible wallet.

    If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.

    You receive

    Polygon — low-cost EVM layer-2

    MATIC (POL) powers Polygon — fast EVM transfers, low fees, and wide DeFi and bridge liquidity.

    MATIC not received?

    Confirm your wallet is on Polygon PoS mainnet and fully synced.

    MATIC payout tips

    • Use a Polygon-compatible wallet and verify the receive address starts with 0x.
    • Check Polygonscan with the payout tx hash if your balance has not updated.
    • Do not expect MATIC on Ethereum — this route pays out on Polygon PoS.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Polygon (MATIC) deposit mistakes Polygon PoS tokens are not Ethereum mainnet tokens. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XLM Swap Stellar (XLM) — no KYC hub MATIC Swap Polygon (MATIC) — no KYC hub

    Related exchange pairs

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    Frequently asked questions

    Do I need KYC to swap XLM to MATIC?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Stellar to Polygon swaps.

    How long does XLM to MATIC take?

    Most swaps finish in 1–5 minutes. Timing depends on Stellar mainnet and Polygon mainnet confirmations and current network load.

    Is XLM to MATIC non-custodial?

    Yes. You send XLM from your wallet and receive MATIC directly to the address you provide — SendSwap never holds your keys.

    What if I send XLM on the wrong network?

    Always match the network on your order page (Stellar mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.