No KYC · Non-custodial · Private

Exchange Ripple to USD Coin

Swap Ripple (XRP) to USD Coin (USDC) on ERC-20 on Arbitrum — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your XRP deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much XRP to send and enter your USD Coin address on ERC-20 on Arbitrum.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer XRP to the address on your order — after confirmations, USDC is sent to your wallet automatically.

    What do you need to know?

    • XRP Ledger confirmations are typically very fast — often seconds.
    • If your receiving account requires a destination tag, enter it exactly on the order form.
    • Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
    • USDC not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    Destination tags on XRP

    Exchanges and custodial wallets often require a destination tag — missing tags delay or complicate crediting.

    Self-custody addresses may not need a tag; check what your wallet provider expects.

    You receive

    USD Coin on Arbitrum

    Always match USDC on ERC-20 on Arbitrum when you send or receive — wrong-network transfers may not be credited.

    Receiving USDC

    Your wallet must be on ERC-20 on Arbitrum.

    Allow a few minutes after the order shows sent before opening support.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    XRP destination tags explained When a destination tag is required and what happens if it is missing. USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Arbitrum vs Ethereum mainnet Arbitrum assets are not interchangeable with Ethereum L1 deposits. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XRP Swap Ripple (XRP) — no KYC hub USDC Swap USD Coin (USDC) — no KYC hub

    Related exchange pairs

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    Frequently asked questions

    Do I need KYC to swap XRP to USDC?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Ripple to USD Coin swaps.

    How long does XRP to USDC take?

    Most swaps finish in 1–5 minutes. Timing depends on XRP Ledger and ERC-20 on Arbitrum confirmations and current network load.

    Is XRP to USDC non-custodial?

    Yes. You send XRP from your wallet and receive USDC directly to the address you provide — SendSwap never holds your keys.

    What if I send XRP on the wrong network?

    Always match the network on your order page (XRP Ledger for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.