Exchange in 3 steps
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Choose how much XLM to send and enter your Algorand address on Algorand mainnet.
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Hit Exchange to open your order page with the live rate and deposit details.
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Transfer XLM to the address on your order — after confirmations, ALGO is sent to your wallet automatically.
What do you need to know?
- Stellar confirmations are typically very fast — often within seconds.
- A minimum XLM balance may be required to activate or maintain your Stellar account.
- Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
- ALGO not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
Stellar — fast payments network
XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.
Sending XLM on Stellar
Send native XLM on Stellar mainnet from a compatible wallet.
If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.
Algorand
Always match ALGO on Algorand mainnet when you send or receive — wrong-network transfers may not be credited.
Receiving ALGO
Your wallet must be on Algorand mainnet.
Allow a few minutes after the order shows sent before opening support.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap XLM to ALGO?
No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Stellar to Algorand swaps.
How long does XLM to ALGO take?
Most swaps finish in 1–5 minutes. Timing depends on Stellar mainnet and Algorand mainnet confirmations and current network load.
Is XLM to ALGO non-custodial?
Yes. You send XLM from your wallet and receive ALGO directly to the address you provide — SendSwap never holds your keys.
What if I send XLM on the wrong network?
Always match the network on your order page (Stellar mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.