No KYC · Non-custodial · Private

Exchange Stellar to USD Coin

Swap Stellar (XLM) to USD Coin (USDC) on SPL on Solana — non-custodial, no KYC, and no registration. Competitive rates, wallet-to-wallet delivery, and most orders complete in minutes once your XLM deposit confirms.

Learn more about how it works →

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Exchange in 3 steps

    1. Choose how much XLM to send and enter your USD Coin address on SPL on Solana.

    2. Hit Exchange to open your order page with the live rate and deposit details.

    3. Transfer XLM to the address on your order — after confirmations, USDC is sent to your wallet automatically.

    What do you need to know?

    • Stellar confirmations are typically very fast — often within seconds.
    • A minimum XLM balance may be required to activate or maintain your Stellar account.
    • Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
    • USDC not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
    You send

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    Sending XLM on Stellar

    Send native XLM on Stellar mainnet from a compatible wallet.

    If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.

    You receive

    USD Coin on Solana

    Always match USDC on SPL on Solana when you send or receive — wrong-network transfers may not be credited.

    Receiving USDC

    Your wallet must be on SPL on Solana.

    Allow a few minutes after the order shows sent before opening support.

    Before you swap

    Avoid wrong-network deposits and address format mistakes — read these guides first.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XLM Swap Stellar (XLM) — no KYC hub USDC Swap USD Coin (USDC) — no KYC hub

    Related exchange pairs

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    Frequently asked questions

    Do I need KYC to swap XLM to USDC?

    No. SendSwap is a non-custodial instant exchange — no account, no ID checks, and no KYC for Stellar to USD Coin swaps.

    How long does XLM to USDC take?

    Most swaps finish in 1–5 minutes. Timing depends on Stellar mainnet and SPL on Solana confirmations and current network load.

    Is XLM to USDC non-custodial?

    Yes. You send XLM from your wallet and receive USDC directly to the address you provide — SendSwap never holds your keys.

    What if I send XLM on the wrong network?

    Always match the network on your order page (Stellar mainnet for deposits). Wrong-network sends may not be credited — read our swap safety guides before you send.